OUR RETIREMENT JOURNEY

We’re working toward a future where retirement gives us more freedom, more time together, and the ability to live life on our own terms.

WHERE WE ARE NOW

We’re building savings, paying down debt, planning for Social Security, and learning what it will take to retire comfortably.

SAVING & INVESTING

Building our 401(k), savings, and investments while making steady progress toward the financial freedom we want in retirement.

PAYING DOWN DEBT

Reducing debt, making smarter financial decisions, and creating more room in our budget for the future we’re working toward.

PLANNING FOR RETIREMENT

Preparing for the transition from working to retirement, including when to make the move, how to use our savings, and when to claim Social Security.

2026 — BUILDING THE FOUNDATION

Saving, investing, reducing debt, and figuring out what our future could look like.

2027 — GETTING CLOSER

Continue building retirement savings while exploring where we could eventually live.

2028 — MAKING DECISIONS

Narrowing down locations, finances, housing, and what life between two countries could look like.

2029 — PREPARING FOR THE MOVE

Getting the pieces in place and preparing for the transition from working to retirement.

2030 — RETIREMENT

The goal: more freedom, more time together, and the ability to choose where and how we live.

THE GOAL

Retire earlier. Live better. In two countries.